Subterranean Termites in Florida — Identification and Treatment

Important: Panama City Pest Control is an independent DIY information site. We are not a licensed pest control company. For severe infestations, dangerous pests, or structural issues, hire a Florida-licensed pest control professional. We may earn a commission when you buy through our links — at no extra cost to you.

Subterranean termites are the most destructive wood pest in Florida — causing an estimated $1+ billion annually in US damage. Native subterranean termites are widespread; Formosan termites cause even more rapid damage. Here is the Florida guide.

How to identify subterranean termites

  • 1/8 to 3/8 inch long depending on caste.
  • Workers: cream-colored, soft-bodied.
  • Soldiers: tan head with large brown jaws.
  • Reproductive swarmers: dark with two pairs of equal-length wings.
  • Often confused with flying ants — termites have straight antennae and equal wings; ants have elbowed antennae and unequal wings.

Signs of subterranean termite infestation

  • Mud tubes on foundations, walls, or pipes (most common indicator).
  • Discarded wings near windowsills or light fixtures after spring swarm.
  • Soft, hollow-sounding wood when tapped.
  • Damaged wood with mud or soil packed inside galleries.
  • Sagging floors or ceilings in advanced infestations.

Florida termite season

Spring (March-May) is peak swarming season. Native subterranean termites swarm during day; Formosan termites swarm at dusk near lights.

DIY vs Professional decision

DIY makes sense if

  • You see active termites in a small area only.
  • Damage is limited to one localized spot.
  • You can apply Taurus SC or Termidor SC perimeter treatment yourself.

Hire a pro if

  • Mud tubes are throughout the structure.
  • You suspect Formosan termites (faster damage).
  • Damage is structural (floor joists, wall studs).
  • You want a transferable warranty for home sale.
  • Your home requires bait stations or fumigation.

DIY treatment with Taurus SC

Trench around foundation 4-6 inches deep, mix Taurus SC with water, pour into trench, backfill. Creates a treatment zone that worker termites traffic through and carry back to colony.

See Taurus SC →

Cost reality

  • DIY perimeter treatment: $200-$500 in materials.
  • Professional liquid treatment: $1,200-$2,500.
  • Sentricon bait system: $1,500-$3,000 install + annual monitoring fee.
  • Tenting/fumigation (drywood termites only): $2,500-$5,000.

Verdict

For minor subterranean termite activity, DIY Taurus SC perimeter treatment is reasonable. For widespread infestation, suspected Formosan termites, or any structural damage, hire a Florida-licensed pest control company with termite warranty.

Reminder: Always read product labels and follow manufacturer safety instructions. For dangerous pests or large infestations, hire a licensed professional.